Product Description

Intuit Credit Card Processing Kit from QuickBooks financial software is the low-cost, easy way to get paid. Accept all major credit cards anytime, anywhere.

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Product Details

• Amazon Sales Rank: #2549 in Software
• Brand: Intuit
• Model: 406573
• Released on: 2008-10-06
• Platforms: Windows Vista, Windows XP
• Format: CD-ROM
• Dimensions: .24 pounds

Features

• Accept all major credit cards anytime, anywhere
• Low monthly fees, no monthly minimum, no long-term commitment
• Create custom invoices and estimates, bill customers for recurring charges and track payments.
• LIVE Technical support available 24/7/365
• Track payment history and use reports to help you ensure timely payments.

Amazon.com Product Description
Intuit QuickBooks Credit Card Processing Kit is the low-cost, easy way to get paid. Accept all major credit cards using your computer.

Accept all major credit cards using your computer.

Enter your customer's credit card information, click Submit and the credit card will be processed. Click to enlarge.

Create customized estimates and invoices for your business. Click to enlarge.

The low-cost, easy way to get paid. Click to enlarge.

Low cost

1. No set up fees
2. No monthly minimum payments
3. Only $14.95 per month
4. No terminals to lease/purchase
5. No long-term contracts or commitments

Accept payments anytime, anywhere
Process transactions from your PC Internet connection or call for a voice authorization.

Accept all major credit cards
Including Visa, MasterCard, American Express, Discover, Diners Club/Carte Blanche, and JCB

Technical support
LIVE support, available 24/7/365! Have questions? Call us anytime at 1-800-558-9558. We'll walk you through the process step by step.

Money back guarantee
Money back satisfaction guarantee: If you're not satisfied, return it within 60 days of purchase with your dated receipt for a full refund of the purchase price.

Invoice/estimate capability
Create customized estimates and invoices for your business.

Billing/tracking capability
Bill your customers regularly and track payments.

How it Works

Accepting credit cards has never been easier.

Enter payment data into the Payment screen.
Simply click the box titled "Process Credit Card When Saving" to charge your customer's credit card. You can also record and process credit card transactions through the Sales Receipts screens in a similar method.

Verify Credit Card Information
After entering the amount of the sale on the Payment screen, you will be prompted to enter your customer's credit card information. Once this is done, simply click Submit and the credit card will be processed.

Face-to-face
If you do face-to-face transactions, use our card reader. Credit card data will be automatically transmitted to the Intuit QuickBooks Credit Card Processing Kit you can take advantage of our low 1.79% card-swiped rate.

After the Card is Processed

• Each business day, your transactions are sent to Intuit QuickBooks Merchant Service for processing.
• Usually within two to three business days, the funds will be released and deposited into your bank account. Transaction fees are debited at this time.
• Each month, you will receive a statement with your account activity.

Credit Card Processing Fees

Fees	Credit Card Processing Kit	Processing Via a Terminal
Start up costs	The cost of the kit	Terminal $650
Monthly fees	$14.95--Waived for 2 months	$10 - $25
Monthly minimum fees	No monthly minimum	$20 - $25
Transaction fees for Visa, Mastercard and Discover	1.79% (card swiped) 2.69% (key entered) 3.27% (non-qualified)	1.76% - 3.29%
Per authorization	30¢	20¢ - 40¢
Cancellation fees	None--cancel anytime	Up to $395

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Customer Reviews

Risk not getting paid for over three weeks for approved transactions
The convenience of integrating credit card transactions with the Quickbooks accounting software is attractive because it reduces the chances of error. However, all this is useless if your money will not be released. We have almost $10k in approved credit card transactions that this company is not releasing even after going through the process of opening a merchant account. When you apply, your business will undergo an underwriting process to make sure that you will not be making fraudulent transactions. A guarantor was necessary in our case to make sure someone will be ultimately responsible in case of a fraudulent transaction. Apparently this was not sufficient. We had to ask our customers to call their issuing banks and confirm the charges made on their credit cards, but Innovative will not recognize that. They will not make any effort to contact either the bank or the credit card holder to verify the charges. They will leave it up to the merchant to ask their customers to call Innovative Merchant Solutions and confirm the charge. I have been a credit card consumer for more than 2 decades, and I know that I can dispute any questionable charge that appears on my account. This was not even the case with any of our customers. They already had possession of the merchandise on the day of the transaction. Even if our customers do contest the charges, we, especially the guarantor, would ultimately be responsible, and Innovative can issue a chargeback on your merchant account. At their request, we have submitted numerous documents about our company, but they do not seem to know exactly what proof they want to see to show that the business is legitimate. They have our Federal Tax ID#, Articles of Incorporation, Business Permit, and Seller's Permit, documentation on all the charges in question and more. After having seen all these documents, they came back asking for more information. They will frustrate you asking for information on your company piecemeal.
If you are attracted to the convenience of integrated credit card processing with quickbooks, think long and hard before opening a merchant account with Innovative Solutions. It is anything but convenient.

If you have Quickbooks you don't need this!
It was a good thing that this was free because it is not necessary and I would have been upset had I paid for it. If you have Quickbooks already then you can do without this software. You can already accept credit cards right in Quickbooks which makes this unnecessary unless of course you want this on a computer that does not have it. i.e. Quickbooks on a main computer and this on an additional computer.

buy the cheap one
buy the cheap version of this if you get turn down for the service you just nothing.